Now live on Google Play. Download SwipeSage free
◆ For India · AI-powered · free to download

You could be leaving ₹12,000 on the table every year.

Carrying the wrong card for how you spend? The Sage finds your match in 60 seconds.

Free · 60 seconds · no card details
◆Banks can't pay us for placement. Ever.
● No credit-card to start
● 96 Indian cards tracked
● Never sold to banks
On iPhone? Get notified when we launch on iOS.
9:41● ● ●
The Sage
Found your best card
YOU COULD SAVE
₹8,400
per year · vs. your current card
HDFC
Premium
Diners Black
•• 7821
Travel
Apply through HDFC →
Sage's confidence: 94% · based on 18 months of your spend
↑
Fuel cashback
+5.0%was 0.5%
02 · The problem

You didn't pick the wrong card. You picked without the right advice.

Rewards you never earned

YOU GOT
0.5%
on fuel
→
COULD BE
5.0%
on fuel

Fees that quietly drain you

YOU GOT
₹2,500
annual fee
→
COULD BE
₹0
annual fee

Too many cards. Zero clarity.

YOU GOT
50+
reviews you read
→
COULD BE
3
ranked by ₹ you save
03 · How it works

Three questions. One perfect card.

  1. 01
    Tell the Sage how you spend
    A tap each. No statements to upload.
  2. 02
    It matches you to the right card
    Across 85 Indian cards.
  3. 03
    See your savings in rupees
    Ranked by what you'd earn, not who paid.
The Sage
Active · typically replies in 1s
I spend ~₹15k/mo on fuel and ₹8k on dining.
That's a ₹2.76L/yr profile. There's a card built for almost exactly your mix. You'd save ₹8,400/yr vs. your current card.
★ Top match
+₹8,400/yr
IndianOil HDFC
Plus
Fuel + Dining
•• 4271
Fuel
Why this card · 5% fuel + 4% dining, no annual fee
Apply →
Compare
04 · Your savings

See your number in 10 seconds.

Drag to match how you spend each month. The Sage does the same maths, on 85 real Indian cards, the moment you open the app.

Monthly spend
Fuel
₹8,000/mo
Dining & food
₹6,000/mo
Groceries
₹8,000/mo
Online shopping
₹5,000/mo
The Sage estimates you're leaving behind
₹12,000
back in your pocket / year
Fuel0.5% → 5%+₹4,320
Dining & food1% → 5%+₹2,880
Groceries0.5% → 3%+₹2,400
Online shopping1% → 5%+₹2,400

Claim your ₹12,000/yr, free in the app ↓

Get it onGoogle Play
Free · 60 seconds · no card details

Illustrative, using published Indian card category cashback rates. Your real number depends on your exact spend, card choice and current offers.

05 · Real savings

How much could you actually save?

Three common Indian spending patterns. Three very different rupee gains, built from how Indian cards actually price each category.

The Commuter
+₹8,100
Recovered per year

₹15,000/month on fuel

5% back on fuel, vs the 0.5% your current card pays. Same spend.

The Diner
+₹4,800
Recovered per year

₹10,000/month on restaurants

5% back on dining, vs 1% on the same restaurant bill.

The Traveler
+₹14,000
Recovered per year

12 domestic flights a year

8 free lounge visits + a waived annual fee. Benefits you already paid for.

Illustrative figures, based on published Indian card category cashback rates and lounge access pricing. Your actual savings depend on your spend mix, card choice, and ongoing offers.

Not a sponsored listing
◆Trained on Indian spending data
06 · Meet the Sage

Namaste.
I'm the Sage.

Independent. Not paid by banks to recommend cards.
Personalised. Reads your spend mix, not generic averages.
Honest in rupees. Every pick comes with a ₹ estimate.
07 · Get the app

SwipeSage is live on Google Play.

Your AI card advisor, in your pocket. Free to download.

Get it onGoogle Play
Scan to install SwipeSageScan to install →
Free·Made for India 🇮🇳·Android·no card details
SwipeSage home: your savings at a glance
Savings at a glance
Chat with the Sage about which card fits your spend
Chat with the Sage
Card detail: rewards, fees and the fine print
Every reward & fee
Compare two credit cards side by side
Compare side by side
Your profile and estimated yearly savings
Your yearly savings
Chat with the SageCard walletSavings trackerCompare cardsNew-card alerts

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09 · Honest reviews

The catch, not just the headline rate.

We tear down popular Indian cards the way the issuer never will: what’s good, what the fine print costs you, and who it’s actually worth it for.

HDFC Millennia
Is the HDFC Millennia worth it?
Read the teardown →
Amazon Pay ICICI
Is the Amazon Pay ICICI worth it?
Read the teardown →
How we rank cards, and how we make money →
08 · Good to know

Questions, answered straight.

Yes. SwipeSage is free to download on Google Play, and getting matched to your best card costs nothing. There is no subscription and no paywall to see your recommendations.

Today, nothing. SwipeSage is free and we have no paid partnerships. The plan is to earn a small referral fee if you choose to apply for a card through us. Even then, that fee will never buy a better ranking: every card is ordered by the rupees you’d save, and banks can never pay for placement.

Yes. We only ask for your spending pattern, never your card numbers, CVV or bank passwords. Your data is handled in line with India’s DPDP Act, and it is used only to personalise your recommendations.

No. We do not sell your personal data to banks, advertisers or anyone else. You can request deletion of your data any time from the app or the Delete account page.

85 Indian credit cards across major issuers including HDFC, ICICI, Axis, SBI, Kotak, IndusInd, HSBC and American Express. We add new cards and refresh reward rates regularly.

No. Just tap how much you spend in each category. No statements, no logins to your bank, no document uploads. The whole match takes about 60 seconds.

Right now SwipeSage is live on Google Play for Android. Want it on iOS? Join our email update list and we’ll let you know the moment it lands.

Your best card is waiting. Let's find it.

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